Emergency Savings aren’t just Smart, they’re a must have!

Have you’ve heard of a rainy day fund or an emergency fund? Do you wonder what these “funds” might be? Well, they are both terms to describe the same thing. Money to be used for when the unexpected happens. OK…What does that actually mean and why do you need to care? Great question! Over the next 5 minutes, you will be introduced to what an Emergency fund is and how to setup one up. What Read more…

Smart Young Money, a personal financial journey

Welcome to Smart Young Money, a personal financial journey. This blog was inspired from a need to put into action many of the things I’ve been working on for the last several weeks. This site is also a vehicle for me to hold myself accountable while i work towards my goal of personal financial independence. So, I’m sure you’ve heard folks on TV, radio and in numerous podcasts discuss “financial independence”. Well, financial independence means Read more…