Welcome to Smart Young Money, a personal financial journey. This blog was inspired from a need to put into action many of the things I’ve been working on for the last several weeks. This site is also a vehicle for me to hold myself accountable while i work towards my goal of personal financial independence.

So, I’m sure you’ve heard folks on TV, radio and in numerous podcasts discuss “financial independence”. Well, financial independence means something different to everyone. It could be as simple as paying off a student loan, credit card debt, or in my case…creating enough additional income that would allow me to one day not have to rely on my job to support my family.

As a father of two daughters under the age of 2, I feel like I have both unique and not so unique challenges. Over the last few months I’ve been doing a lot of planning while my wife and I awaited the birth of our second daughter.

You may be wondering, what are these “things” that I’ve been working on? Well, to put it simply, putting my money where my mouth is and creating action plans to make strategic investments that will support my goal.

Over the next few weeks, I will be creating more detailed articles about the specifics of those plans…which I am calling financial pillars. With these financial pillars, I hope to build a strong foundation upon which I am able to make additional investments to make my money work for me instead of the other way around.

In addition, i will be writing about many other personal finance related topics such as building an emergency fund, savings for retirement, and many more topics.